A legally binding, customizable,
Debt Validation Letter Agreement
template
This template gives you everything you need for a professional, customizable and legally binding Debt Validation Letter Agreement.
Debt Validation Letter Agreement: Quick Facts
When debt collectors contact you about money you supposedly owe. Federal law gives you 30 days to request validation, so use this if you're unsure about the debt's legitimacy.
Request verification of the debt amount, original creditor name, proof they own the debt, and copies of any documentation. Send it within 30 days of their first contact.
Absolutely yes. Certified mail with return receipt proves you sent the request within the required 30-day window and that the collector received your validation demand.
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Short version (4 pages)
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